标题 / Title: hengongbet资金与风险：止损方法实操手册 / Hengongbet Funds and Risk: A Practical Stop-Loss Manual
简介 / Introduction
中文：本手册聚焦在 hengongbet 这类博彩与对赌场景中的资金管理与风险控制。通过可操作的止损方法，帮助你建立稳健的资金底盘、降低情绪化决策带来的损失，并提升长期盈利的可持续性。无论你是新手还是有一定经验的玩家，以下内容都旨在提供清晰、可执行的规则与工具。
English: This manual focuses on bankroll management and risk control in betting and wagering environments like Hengongbet. By providing practical stop-loss methods, it helps you build a solid financial base, reduce losses from emotional decisions, and improve long-term sustainability. Whether you are a beginner or have some experience, the following rules and tools are designed to be clear and actionable.
一、核心原则 / Core Principles
中文：
- 以资金安全为先，区分生活资金与投注资金，绝不以生活必需资金进行下注。
- 固定风险暴露：将每笔下注的风险设定在本金的一定比例，通常建议 1–3%，便于 bankroll 稳步成长。
- 止损与止盈分离：设定日/周/场的止损上限与止盈目标，达到即暂停或转为保本。
- 记录与复盘：每日记录盈亏、下注金额与原因，定期复盘以发现并纠正偏差。
- 心理与行为边界：避免情绪驱动的“追损”行为，建立可执行的停手规则。
English:
- Prioritize capital safety by separating living funds from betting funds; never wager essential living costs.
- Fixed risk exposure: set the risk of each bet to a fixed portion of the bankroll, typically 1–3%, to allow steady growth.
- Separate stop-loss and take-profit: set daily/weekly/bet-level loss limits and take-profit targets; upon hitting them, pause or switch to capital preservation.
- Recording and review: keep daily records of profit/loss, stake size, and reasoning; conduct regular reviews to correct biases.
- Psychological and behavioral boundaries: avoid emotion-driven chasing losses; establish actionable stop rules.
二、实操步骤 / Practical Stop-Loss Steps
中文：
1) 设定资金框架
- 总资金（ bankroll）：例如 10,000 元。
- 单次下注的风险比例：如 1–3%，以 1% 为保守起点。
- 日止损线：如总资金的 5%（500 元）或按自我承受能力设定。
- 止盈目标：如日净利润达到总资金的 5%（500 元）即暂停或回归保本模式。
2) 选择下注策略
- 固定注额/固定风险：下注金额随 bankroll 变化而调整，保持单位风险固定。
- 固定金额：每次下注固定金额，风险随 bankroll 变化而变动，通常不推荐单笔暴力下注。
- 趋势与比例：在明确优势时提高风险暴露，但仍受总止损与日止损约束。
3) 设定止损规则
- 场景止损：每场或每组下注达到预设亏损即停止。
- 日止损：当当日亏损超过日止损线，暂停当日活动。
- 阶段性止损：若资金回撤超过某个阶段阈值，降低下注规模甚至暂停一段时间再回归。
4) 执行与记录
- 实时记录每笔下注金额、结果、原因、心理状态。
- 每日结束时复盘：哪些决策符合风控？哪些属于情绪驱动？
5) 审核与调整
- 每周复盘一次，调整风险参数（如每日止损、单笔风险比例）以适应资金波动和个人能力。
English:
1) Set the capital framework
- Total bankroll: e.g., 10,000 CNY.
- Risk per single bet: 1–3%; start with 1% for conservatism.
- Daily loss limit: e.g., 5% of bankroll (500 CNY) or based on personal tolerance.
- Take-profit target: e.g., 5% of bankroll (500 CNY) per day; pause or switch to capital preservation upon reaching it.
2) Choose a betting strategy
- Fixed stake/fixed risk: adjust bet size as bankroll changes, maintaining fixed risk per bet.
- Fixed amount: wager a fixed amount each time; risk scales with bankroll—generally less desirable for long-term control.
- Proportional/weighted risk: increase exposure when advantage is clearer, but still within overall stop-loss and daily loss constraints.
3) Set stop-loss rules
- Trade-specific stop-loss: stop after a configured loss on a cluster of bets.
- Daily stop-loss: if daily loss exceeds the daily limit, pause activity for the day.
- Tiered stop-loss: reduce bet size or pause if drawdown exceeds a threshold.
4) Execute and record
- Log every bet: stake, result, rationale, and emotional state in real time.
- Daily review: which decisions aligned with risk controls and which were emotion-driven.
5) Review and adjust
- Weekly review to adapt risk parameters (daily stop-loss, per-bet risk) to reflect capital changes and personal capacity.
三、工具与模板 / Tools and Templates
中文：
- 电子表格模板：资金曲线、每日盈亏、下注记录、风险分摊表。
- 模拟演练：用历史数据或虚拟资金进行演练，检验止损参数的合理性与鲁棒性。
- 心理与行为记录表：记录触发情绪的事件，帮助识别易受情绪影响的时段。
English:
- Spreadsheet templates: capital curve, daily P/L, bet log, and risk allocation sheets.
- Simulation practice: use historical data or sandbox funds to test the reasonableness and robustness of stop-loss parameters.
- Psychological and behavior log: track events that trigger emotions to identify emotionally vulnerable periods.
四、实战案例 / Case Study
中文：
场景设定：初始资金 10,000 元，单笔风险设为 1%，日止损 5%。某日进行了 6 次下注，总亏损 5200 元（超过日止损，触发暂停）。清点后发现其中 3 下注来自于情绪驱动，偏离了策略。通过暂停、回顾策略并重新设定参数，第二天重新上路，逐步回到正向收益区间。
英文：
Scenario: Initial bankroll 10,000 CNY, per-bet risk 1%, daily stop-loss 5%. A day with six bets incurs a total loss of 5,200 CNY, triggering the daily stop-loss and a pause. After review, three bets were emotion-driven and deviated from the strategy. By pausing, revising the strategy, and resetting parameters, the next day resumed trading and gradually returned to a positive territory.
五、风险提示与合规 / Risk Warnings and Compliance
中文：
- 博彩有风险，请以自我约束为前提，切勿以生活必需资金投注。
- 遵循当地法律法规、平台规定与自愿承担风险原则。
- 本文提供的是风险管理框架与实操方法，具体结果受个人能力、市场环境与执行力影响。
English:
- Gambling carries risks; always wager with self-imposed limits and never use essential living funds.
- Follow local laws, platform rules, and the principle of voluntary risk-bearing.
- This article provides a risk management framework and practical methods; actual results depend on individual skill, market conditions, and adherence to the plan.
六、结语 / Conclusion
中文：通过明确的资金框架、稳定的止损规则和细致的过程记录，你可以降低盲目追损的概率、提升理性决策的比重，并在长期内实现更可持续的博彩体验。记住，止损不是失败的标志，而是保护你继续成长的边界线。
English: By establishing a clear capital framework, stable stop-loss rules, and detailed process records, you reduce the likelihood of chasing losses, increase rational decision-making, and achieve a more sustainable betting experience over the long term. Remember, a stop-loss is not a sign of failure but a boundary that protects your ongoing growth.
附注 / Note
中文：以上内容为通用性风险管理框架，具体数值与策略应结合个人资金状况、风险承受能力及平台规定灵活调整。
English: The above content is a general risk management framework. Specific values and strategies should be adjusted flexibly according to personal financial situation, risk tolerance, and platform rules.
如果你需要，我可以把以上内容整理成可直接粘贴到你的 Google 网站的页面格式，例如分段落块、英文段落紧跟中文段落的对照版，或者提供一个可下载的双语模板表格。
